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Applies to All Types of Fixed Deposits and Recurring Deposits
| Period of Deposit | For General Public & Registered CHS | For Senior Citizen, Staff & Ex-Staff Member |
|---|---|---|
| 7 Days to 30 Days | 3.25% | 3.25% |
| 31 Days to 90 Days | 4.00% | 4.00% |
| 91 Days to 180 days | 4.75% | 4.75% |
| 181 Days to 1 Year | 6.00% | 6.00% |
| Above 1 Year to 3 Years | 6.50% | 6.50% |
| 444 Days | 7.00% | 7.25% |
| Above 3 Years to 10 Years | 6.25% | 6.50% |
| Tax Benefit Scheme (60 Months) | 6.25% | 6.25% |
The other conditions are as under:
1. Senior citizens & staff members and ex-staff members will receive an additional interest (above applicable to general public) of 0.25% p.a. (25 basis points) for time bucket 444 Days with monthly or quarterly interest and additional interest of 0.25% p.a. (25 basis points) for time bucket 3 yrs to 10 yrs only will be continued.
2. Additional interest rate is not applicable on the recurring deposits of any maturity received from senior citizens, staff members and ex-staff members.
3. Penalty for premature withdrawal will be 1.00% p.a.
4. The card rate is applicable to NRE Rupee Deposit.
5. In case customer wants to close the auto renewed Term Deposit within period of 7 days, No interest will be payable.
